Terms & Conditions

By accessing or using this website (the “Site”), you acknowledge and agree to the disclaimers and terms and conditions (“Terms”) set forth below. Please ensure that you (referred to as the “User”, “you”, or “your” in these Terms and Conditions) read these Terms and Conditions with care. If you do not agree to these Terms and Conditions, you should not use the Site. These Terms apply to your use of the Site, which is operated and owned by Course-Matrix Academy LTD, company number 15995618, registered at Office 10327, 182-184 High Street, North East Ham, London, E6 2JA, United Kingdom and Courtrix Academy s.r.o., company number 21032289, registered at Vlkova 532/8, Žižkov, 130 00, Prague 3, Czech Republic (“Course-Matrix”, “we”, and/or “us”)

You must be 18 years of age to become a member of the Course-Matrix service. The member who created the Course-Matrix account and whose Payment Method is charged is referred to here as the “Account Owner” or a “Member” having a “Membership.”

Course-Matrix reserves the right, in our sole discretion, to change, modify, add or remove portions of these Terms and Conditions at any time by posting the revisions on the Site. You should check these Terms periodically for changes, as by using the Site after we post any changes to these Terms, you are agreeing to accept those changes, whether or not you have reviewed them, and you waive any right you may have to receive individualized notice of such changes.

By using the Site, whether as a guest or a registered user, you agree to be legally bound by these Terms just as if you had signed this agreement. These Terms may be supplemented by additional terms and conditions pertaining to specific content and activities. You agree and understand that such additional terms and conditions are hereby incorporated by reference into these Terms. You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that all persons who access the Site through your Internet connection are aware of these Terms, and that they comply with them. From time to time, access to some parts of the Site, or the entire Site, may be restricted to registered users and further terms and conditions shall apply to such registered users, which the User will be asked to accept within the relevant pages.

From time to time, Course-Matrix and any of its officers and employees may, to the extent permitted by law, have a position or interest in the instruments – or derivative of instruments – covered directly or indirectly by our reports.

General Warning

Course-Matrix is an e-learning platform specializing in providing educational courses. The information available on or through this Site is for general educational purposes only and is not intended to address your particular requirements. We do not offer financial, investment, tax, or legal advice. Course-Matrix does not arrange transactions on your behalf. You should obtain appropriate expert independent advice before making any decisions based on the educational content provided on this Site. You bear all risks from any use or results of using any services and/or information on this Site.

Membership

Course-Matrix offers access to its educational content on a tiered Membership basis (“Membership”). You may receive access to each level by purchasing a package. Each package affords you access to the relevant courses as defined in the Packages list.

In order to become a Member of the Site, you must have internet access and provide us with certain personal details, including a current, valid, accepted method of payment on entry to the Site (as such may be updated from time to time “Payment Method”) to use the Course-Matrix service. We will bill the fee to your Payment Method upfront. We reserve the right to modify, terminate, or otherwise amend our offered Membership plans.

Billing

By starting your Membership, you authorize us to charge you the Membership Fee that is set out in the Packages list on our website. The Membership will be charged upfront before access to the applicable content is made available.

Cancellation

All Membership Fees are fully refundable during the first 90 days unless you have viewed more than 50% of the lessons made available to you.

You can request a refund by emailing us at [email protected] stating your wish to receive a refund and your full name. We will carry out the reimbursement using the same means of payment as you used for the initial transaction.

Once we receive your cancellation request, you will cease to have access to the Site immediately.

Passwords and Account Access

The member who created the account and whose Payment Method is charged is referred to here as the Account Owner. The Account Owner has access and control over the Course-Matrix account. The Account Owner’s control is exercised through the use of the Account Owner’s password and therefore to maintain exclusive control, the Account Owner should not reveal the password to anyone.

In addition, if the Account Owner wishes to prohibit others from altering the Account Owner’s control, the Account Owner should not reveal the Payment Method details (e.g., last four digits of their credit or debit card) associated with their account. You are responsible for updating and maintaining the truth and accuracy of the information you provide to us relating to your account.

Accounts are provided on an individual basis, and you are expressly forbidden from giving another person or entity access. You should be mindful of any communication requesting that you submit credit card or other account information. Providing your information in response to these types of communications can result in identity theft. Always access your sensitive account information by going directly to the Course-Matrix website and not through a hyperlink in an email or any other electronic communication, even if it looks official. Course-Matrix reserves the right to place any account on hold anytime with or without notification to the member in order to protect itself and its partners from what it believes to be fraudulent activity. Course-Matrix is not obligated to credit or discount a Membership for holds placed on the account by either a representative of Course-Matrix or by the automated processes of Course-Matrix.

Third-Party Representation

Course-Matrix does not acknowledge third-party representation. Clients are identified solely by their email and phone, and only communications from the client’s own email and phone will be recognized. No third party can approach Course-Matrix on behalf of the client unless done through the client’s own email or phone.

Applications

You may encounter third-party applications (including, without limitation, websites, widgets, software, or other software utilities) (“Application(s)”) that interact with the Course-Matrix service. These Applications may import data related to your Course-Matrix account and activity and otherwise gather data from you. These Applications are provided solely as a convenience to you, and Course-Matrix is not responsible for such Applications. Such applications are owned or operated by third parties that are not related to or sponsored by Course-Matrix. Use of an application is at your own option and risk.

Acceptable Use of the Site

It is impossible to provide an exhaustive list of exactly what constitutes acceptable and unacceptable use of this Site. In general, Course-Matrix will not tolerate, and you agree not to engage in, any use of the Site which damages or is likely to damage our reputation, the availability or integrity of the Site or which causes us or threatens to cause us to incur any legal, tax, or regulatory liability.

Specifically, you agree not to:

  • Use the Site in any manner which may cause the Site to be interrupted, damaged, rendered less efficient, or such that the effectiveness or functionality of the Site is in any way impaired;
  • Attempt any unauthorized access to any part or component of the Site;
  • Copy or distribute any part of the Site in any medium without our prior written consent;
  • Alter or modify any part of the Site other than as may be reasonably necessary to use the Site for its intended use;
  • Use the Site for any unlawful purpose or in any way which may infringe any laws or regulations;
  • Use the Site to transmit or upload any material that contains viruses, trojans, worms, or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware;
  • Post or transmit through the Site any material which is defamatory, offensive, or of an obscene or menacing character, or that may cause annoyance, inconvenience, or needless anxiety;
  • Use the Site in a manner that violates or infringes the rights of others, including but not limited to, intellectual property rights, rights of privacy, or rights of publicity;
  • Use the Site to impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity;
  • Collect or store personal data about other users without their consent;
  • Engage in any activities that would violate any applicable local, state, national or international law, or any regulations having the force of law, including but not limited to hacking, cracking, or otherwise attempting to gain unauthorized access to any of Course-Matrix’s computer systems.

If we determine, in our sole discretion, that you have breached any of the Terms, we reserve the right to terminate your use of the Site immediately without notice.

CONTACTING US

If for any reason you wish to contact us, we can be reached at:

Course-Matrix Academy LTD

Office 10327, 182-184 High Street, North East Ham, London, E6 2JA, United Kingdom

Courtrix Academy s.r.o.

Vlkova 532/8, Žižkov, 130 00, Prague 3, Czech Republic

or by emailing [email protected]